Tips to Get the Best Deals on Engagement Rings

4:51:00 AM

Hello Chicsters!

How does one get their significant other to say yes to a proposal of marriage? One sure way is to kneel down with an engagement ring that she will regret saying no to, and what better way to ensure success than with a girl’s best friend - yes, we’re talking about a diamond engagement ring. But with the cost of diamonds always fluctuating but mostly on the rise, how do you get the best deals on these valuable investments? Read on for some helpful tips on choosing and buying diamond engagement rings
Tips to Get the Best Deals on Engagement Rings 
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1. Know the "Four Cs" Finding the best possible diamonds for your needs means knowing the four Cs that determine the value of these precious stones, specifically carat weight, clarity, cut, and colour.
  • Carat Weight: While it is true that larger diamonds are more valuable and desirable due to their rarity, bigger is not always better. Diamond prices increase with carat weight but diamonds of equal carat weight with different grades for cut, clarity, and colour will also have different prices. When buying diamonds for an engagement ring, you don’t have to go overboard on the size. In fact, since the prices of diamonds tend to jump at the full and half-carat weights, experts recommend purchasing a 0.98 carat instead of a 1-carat diamond. You’ll be spending less but won't notice any difference.
  • Clarity: Flawless diamonds are priced high compared to diamonds that contain imperfections, also known as inclusions. Often, a diamond with no obvious flaws or contain only very small inclusions that require the use of a microscope to see will be good enough. So you don't need to overemphasize clarity when you purchase a diamond for your engagement ring. Specialists recommend paying attention to the cut of the stone instead.
  • Cut: This characteristic of diamonds is considered the most important as it determines the gem’s brilliance and fire. A well-cut diamond will be more valuable than a poorly cut diamond as it has more sparkle and shines brighter than the latter. Hence, specialists suggest that you prioritize a good cut over the other characteristics.
  • Colour: With colourless diamonds, the stones are graded from D (colourless) to Z (yellow). Those graded within the G to J range are preferable, and there isn’t really much difference that can be noticed by the naked eye. More information about these characteristics is available at
Red Rose Flower
Tips to Get the Best Deals on Engagement Rings
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2. Consider another important C - Costs
Before buying the ring, make sure you understand all the financial implications of the purchase as you don't want to go bankrupt or go into debt over a ring. While an engagement ring is a valuable investment, it should not be a source of financial and psychological stress. Spending too much on something you might resent later on will not be an ideal way to start a new chapter in your life.

3. Get insurance.
Considering the costs of the diamond engagement ring you just purchased, it is best to take out specialised insurance for your piece. Just like your house, your car, and other properties with significant financial value, you need to be able to secure these pieces of jewellery from risks of getting lost, stolen, or damaged. In fact, you should have the piece insured right after you complete the purchase.
Man Hugging Woman
Tips to Get the Best Deals on Engagement Rings
Image Source: Pexels
There are a number of options for the insurance you can get, including these two: i) you can have jewellery insurance added to your existing insurance should your policy provider allow it, or ii) you can opt to get separate specialized jewellery insurance with a new insurance provider.

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